after you've received all the health careyou need, and you’ve gathered all your bills and records and hired any experts that youmight need, it’s time to present your claim to the insurance company and attempt to settleit. you need to expect that you’re gonna’ have to negotiate, so you must ask for morethan you believe your claim is worth, because they are naturally gonna’ come back andoffer less than whatever you ask for. the law in texas says that a defendant who injures you (and/or theirinsurance company in their place) they don't owe all of your medical care. and they don’t owefor all injuries that you claim sustained in the accident. the law says they only owe reasonable medicalbills for necessary health care. so, it should come as no surprise that these insurance companies, on darn near every case, they’re gonna'
argue that some of your bills aren't reasonable,in fact quite a few of them. and then they’re gonna' argue that quite a bit of your health carewasn't necessary, didn't follow some type of guidelines or standardized procedures. notonly that, but you have to be prepared to understand that there's a waiting game. theinsurance companies, most of the time, are not willing on one phone call,or even on the second phone call, to offer you their full settlement range authority. they’regonna' start out offering a low amount and no matter what you do or say during that phonecall, or in person meeting, it's not gonna’ change their mind, because there's policies and procedures inplace where they want people sitting around wondering, that might need money, if they shouldtake it, and they want to wear you down. and
if you think about it, that's good negotiationstrategy. if you contact an attorney, we can help you. we can give you a free consultation,or you can hire us and we can do it for you.